Protection Planning

Life has a habit of throwing us the unexpected. That is why good financial planning is not just about growing your wealth. It is also about protecting it.

At Holroyd Wealth Management, we help you plan not just for what you hope will happen, but also for what might. Whether it is illness, loss of income, or the unthinkable, our role is to ensure that your family, your home, and your future are financially secure, no matter what life brings.

Why Protection Matters

A solid protection plan means you are prepared, both financially and emotionally, for life’s more difficult moments. The right cover can:

✔ Replace income if you are too ill to work
✔ Pay off your mortgage or debts if something happens to you
✔ Support your family through a serious illness
✔ Keep your business running if a key person is lost
✔ Ensure your assets pass efficiently to loved ones

It is not about fear. It is about peace of mind.

Types of Protection We Can Help With

We work with you to put the right protection in place, at the right time. That might include:

✔ Income Protection
Monthly tax-free income if illness or injury stops you working.

✔ Critical Illness Cover
A lump sum if you are diagnosed with a serious illness such as cancer or a heart attack.

✔ Life Cover
Financial security for your family if you pass away.

✔ Business and Shareholder Protection
Protect your business and key people to avoid financial disruption.

✔ Estate and Legacy Planning
Use of trusts, Wills, and powers of attorney to pass on your assets efficiently and tax-effectively.

With the right cover in place, you can get on with life knowing your finances are prepared for the things you cannot predict.

Peace of mind starts with a conversation

We will help you put the right cover in place so you can live fully, knowing you are protected.