Legacy & Estate Planning

The Growing Importance of Legacy Planning

The sharp rise in asset prices, especially property, has pushed more families into a position where their estates may be subject to inheritance tax (IHT). Yet, the tax-free allowances in the UK haven’t kept pace. That means more estates than ever are now liable for IHT, and more families could face unexpected tax bills.

How Anthony Helps Families with Legacy Planning

With years of hands-on experience, Anthony has helped many families pass on wealth in a way that is tax-efficient, legally compliant, and aligned with what they care about most. As a Chartered Financial Planner with advanced qualifications in tax and trust planning, he brings deep expertise to this often complex area.

The aim is simple: to help preserve as much wealth as possible for future generations without falling foul of the rules.

Solutions That Fit the Family

Trust planning is often a core part of effective legacy planning, but Anthony looks at the bigger picture. Every family is different, so every plan is shaped around the client’s circumstances, priorities, and preferences. This may include:

✔ Trust Planning – Recommending appropriate trust structures that offer control, flexibility, and potential tax benefits. One valuable option is the Lifestyle Trust, available exclusively through Quilter designed for estate planning with built-in flexibility.

✔ Trust Registration & Administration – Taking care of all necessary HMRC registrations and compliance, plus ongoing support with managing the trust, so clients can meet their obligations without stress.

✔ Making Use of Available Allowances – Helping clients use all relevant exemptions and reliefs, such as annual gifting allowances and the residence nil-rate band, to reduce exposure to inheritance tax.

✔ Gifting Strategies – Structuring financial gifts in a way that supports family members while still keeping the client’s own finances secure.

✔ Flexible Estate Planning – Blending gifting, trusts, and tax-free allowances to build a balanced, HMRC-compliant plan that evolves as life does.

A Thoughtful Approach to Passing on Wealth

Legacy planning isn’t just about tax. It’s about making sure family wealth is passed on in a way that reflects your wishes and values. At Holroyd Wealth Management, we offer the experience, care, and personal support to help you navigate this area with confidence, so your planning feels just as thoughtful as your intentions.

Thinking about the future? We’re here to help you plan it with purpose.

Inheritance Tax, Estate Planning, Trusts Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.