Long-Term Care

As life expectancy rises, many of us are living longer. But longer life does not always mean good health, and planning for later-life care is becoming more important than ever.

The cost of care is increasing faster than inflation, and for many families, navigating funding, benefits, and financial decisions can feel overwhelming, especially when a loved one needs support now or in the near future.

Helping you make sense of a complex situation

Whether you are planning ahead or responding to a sudden change, we are here to help you explore your options with calm, practical guidance. This might be for yourself, a parent, or someone you care for.

At Holroyd Wealth Management, we will help you:

✔ Understand how care is funded in the UK, including what help is available and where the thresholds lie
✔ Explore the options for care at home or in residential settings
✔ Structure your finances in a way that helps preserve your assets where possible
✔ Review how property, pensions, and investments can support future care needs
✔ Protect against the risk of running out of money in later life
✔ Ensure your wider estate planning and Will are aligned with your care strategy

These are difficult decisions, often made during stressful times. Our role is to bring calm, structure, and long-term thinking into the process so you can focus on doing what is best for your loved one.

Our approach

We understand how emotionally charged these conversations can be. That is why our approach balances expert advice with empathy and patience. We will work with you and your family to create a plan that supports both care needs and financial wellbeing.

Where appropriate, we collaborate with legal professionals and care specialists to help you navigate everything from local authority assessments to funding thresholds and eligibility for NHS Continuing Healthcare.

Whether you are preparing early or facing decisions now, we are here to help you take the next step with confidence.

Let’s talk about what matters

If you are unsure how to fund care or want to plan for a loved one’s future, we are here to guide you.